PA Bankers Association Financial Literacy Tip 03: Having a Bank Account and Building Savings
00:01 - April is Financial
00:02 - Literacy Month.
00:04 - This financial tip is
00:05 - sponsored by the Pennsylvania
00:07 - Bankers Association,
00:08 - bringing banks and bankers
00:10 - together for 125 years.
00:15 - A bank account is a safe
00:17 - place to keep money and serves
00:18 - as an easy, convenient
00:20 - way to pay your bills.
00:22 - Bank accounts
00:22 - allow you to start building
00:23 - savings for the future
00:24 - and may lead
00:25 - to other bank services such
00:27 - as car loans, a mortgage
00:29 - and retirement
00:30 - planning services.
00:32 - A bank account is a beginning.
00:33 - A building, financial stability.
00:36 - Without an account, you are not
00:38 - able to deposit or cash checks
00:40 - and may need to look
00:40 - for alternative ways
00:41 - to access moneys you
00:43 - receive in a paycheck
00:45 - from unemployment or
00:46 - from income tax refunds.
00:48 - And without an account,
00:49 - you're not able to build
00:51 - your savings or keep
00:52 - your money in a safe place.
00:54 - If you're new to banking
00:55 - or have had financial
00:56 - difficulties,
00:56 - including challenges
00:58 - managing a checking account,
00:59 - a bank on certified account
01:01 - is a great place to start
01:02 - or rebuild your
01:03 - banking relationship.
01:05 - They're easy to open
01:06 - and will help you build a
01:07 - strong financial foundation
01:09 - that not only gives you access
01:10 - to cash, but helps you pay
01:12 - bills, make purchases, and
01:13 - save money for an emergency.
01:16 - For more information on
01:17 - bank on certified accounts,
01:19 - please visit the Pennsylvania
01:20 - Bankers Association's website.
01:22 - W. W.
01:22 - W dot bankers dot com.
01:27 - April is Financial
01:28 - Literacy Month.
01:30 - This financial tip is
01:31 - sponsored by the Pennsylvania
01:33 - Bankers Association,
01:34 - bringing banks and bankers
01:36 - together for 125 years.